Introduction
These Terms of Service ("Terms") govern your use of the Insurance Allies website and the related services we provide. By accessing or using the website, you agree to be bound by these Terms. If you do not agree, please do not use the site.
Insurance Allies is a consumer-facing brand owned and operated by Everlive Advisors LLC, a licensed insurance agency (Agency NPN 21693158) located at 3049 West Executive Parkway, Lehi, UT 84043. Everlive Advisors LLC is the owner and operator of this website and the party responsible for its content and for information collected here. Insurance Allies is not an insurance carrier and does not issue policies.
1. Services
Insurance Allies provides:
- Insurance information
- Quote request tools
- Educational content
- Connection with licensed insurance professionals
- Support for exploring insurance options
Please note:
- Insurance Allies is not an insurance carrier.
- Insurance Allies does not issue policies.
- Insurance Allies does not guarantee eligibility, approval, pricing, enrollment, or coverage.
2. Insurance Categories
Our services may relate to:
- Life Insurance
- Final Expense Insurance
- Medicare-related coverage
- Health Insurance
- Additional insurance products offered through licensed professionals
Availability varies by location and eligibility.
3. Eligibility
By using the website, you agree that you:
- Are legally permitted to use the site
- Will provide accurate information
- Will use our services only for lawful purposes
4. Information Submitted
By submitting information through the website, you agree that the information you provide:
- Is truthful
- Belongs to you
- May be used to respond to your request
- May be shared as described in our Privacy Policy
5. Communications
If you submit a form on our website, you may receive the following regarding the insurance information you requested:
- Phone calls
- Emails
- Text messages
- Follow-up communications
Consent is not a condition of purchase. Message and data rates may apply and message frequency varies. Reply STOP to any text message to stop receiving texts and HELP for help. You may also ask any agent who contacts you to stop calling, or email support@tryeverlife.com to be added to our internal do-not-call list. Calls may be recorded or monitored for quality and compliance purposes where permitted by law.
6. No Insurance, Financial, Legal, or Medical Advice
- Content on this website is informational only.
- Insurance Allies does not provide legal, tax, medical, or financial advice.
- You remain responsible for evaluating your own insurance decisions.
7. Third-Party Professionals
You may be connected with independent licensed insurance professionals. Insurance Allies is not responsible for:
- Advice provided by those professionals
- Carrier decisions
- Coverage outcomes
- Third-party websites or services
Everlive Advisors LLC owns and operates Insurance Allies and this website. By submitting your information, you agree it may be shared with Everlive Advisors LLC and with the licensed insurance agencies Aspenpoint Insurance, Silverpoint Insurance, Retirement Health Services LLC, and AccuQuote, Inc. so a licensed insurance agent can contact you about the insurance products and services you requested. See our Marketing Partners disclosure for each company's role.
8. Intellectual Property
All content on this website, including:
- Branding
- Logos
- Design
- Images
- Graphics
- Copy
- Site functionality
remains the property of Everlive Advisors LLC and is protected by applicable laws.
9. Acceptable Use
You agree that you will not:
- Use the website unlawfully
- Submit false information
- Interfere with the operation of the site
- Attempt unauthorized access
- Copy or misuse website materials
10. Disclaimers
The website and services are provided "as available," with no guarantee of:
- Coverage
- Availability
- Enrollment
- Savings
- Carrier participation
- Website uptime
11. Limitation of Liability
To the fullest extent permitted by law, Insurance Allies is not liable for any indirect, incidental, or consequential damages related to your use of the website.
12. Indemnification
You agree to hold Insurance Allies harmless from any claims, losses, or expenses resulting from your misuse of our services or your violation of these Terms.
13. Governing Law
These Terms are governed by the laws of the State of UT, without regard to its conflict-of-law rules. Insurance products and the activities of licensed agents are additionally governed by the insurance laws and regulations of the state in which you reside.
14. Changes to Terms
These Terms may change periodically. When they do, we will update the Effective Date at the top of this page. Continued use of the website constitutes acceptance of the updated Terms.
15. Contact
If you have questions about these Terms, please contact us:
Insurance Allies is a consumer-facing brand owned and operated by Everlive Advisors LLC, a licensed insurance agency. Insurance Allies is not an insurance carrier and does not issue policies. Insurance Allies and Everlive Advisors LLC are not affiliated with or endorsed by the United States government or the federal Medicare program.
