Additional Benefits Some Medicare Advantage Plans Offer

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• No additional benefit is included in every plan.
• Availability varies by plan and by location.
• Eligibility rules may apply, and some benefits are limited to members who meet specific conditions.
• Allowance amounts and permitted uses vary by plan.
• Benefits can change each plan year.

Always confirm a benefit in the plan's own documents before making a decision based on it.

Dental

Some plans include preventive dental services such as exams, cleanings, or x-rays, and some include an allowance toward more extensive work. Coverage levels, provider networks, waiting periods, and annual limits differ widely from plan to plan.

Vision

A vision benefit may cover a routine eye exam and provide an allowance toward glasses or contact lenses. Frequency limits and allowance amounts vary, and the benefit may require using a participating provider.

Hearing

A hearing benefit may include routine hearing exams and an allowance or reduced cost toward hearing aids, often through a specific supplier. Device selection and pricing depend on the plan's arrangement.

Fitness programs

Some plans include access to a fitness program with participating gyms or at-home options. Participating locations differ by area, and program details can change.

Transportation

A transportation benefit may cover a limited number of rides to approved medical appointments. Trip limits, advance-notice requirements, and covered destinations vary by plan.

Over-the-counter allowances

Some plans provide an allowance for approved over-the-counter items such as pain relievers, first aid supplies, or vitamins. Allowances are typically limited to an approved catalog, may be issued on a set schedule, and unused amounts often do not roll over.

Meal-related benefits

Certain plans offer meals after a qualifying hospital or skilled nursing facility stay, or for members with specific chronic conditions. These benefits are usually time-limited and tied to eligibility rules.

In-home support and wellness benefits

Some plans include in-home support services, remote monitoring, caregiver resources, or wellness programs. Availability is generally narrow and may be limited to specific plan types or eligible members.

About flex card and allowance advertising

You may see advertisements describing a card or allowance for groceries, utilities, or other expenses. Where these exist, they are supplemental benefits offered by certain private Medicare Advantage plans in certain areas, not a government program.

A card or allowance like this is not issued by Medicare or any government agency, is not available to everyone with Medicare, and is limited by plan rules on eligibility, amount, timing, and approved uses. If an advertisement suggests otherwise, treat that as a reason for caution.

Insurance Allies does not advertise specific benefit amounts. A licensed agent can review what a plan in your area actually offers and what conditions apply.

Important disclosures

• Not every plan offers every supplemental benefit, and benefits are not available to everyone.
• Plan availability, benefits, provider networks, formularies, and costs vary by carrier and by location, and can change each plan year.
• Insurance Allies is a private, non-government entity. It is not connected with or endorsed by the United States government, the federal Medicare program, or the Centers for Medicare & Medicaid Services (CMS).
• We do not offer every plan available in your area. Any information we provide is limited to the plans Everlive Advisors LLC represents in your area.
• To learn about all of the options available to you, contact Medicare.gov, call 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, 7 days a week, or contact your local State Health Insurance Assistance Program (SHIP).
• Enrollment in a plan with a Medicare contract depends on contract renewal, where applicable.