Insurance Allies is not connected with or endorsed by the United States government or the federal Medicare program.

Company

Working With a Licensed Insurance Agent

When you ask to speak with someone, you are connected with a licensed insurance agent. This page explains what that conversation looks like and what you should expect from it.

What a licensed agent can help with

  • Explaining how each type of coverage works and where the trade-offs are
  • Checking whether your doctors participate in a specific plan's network
  • Reviewing how your prescriptions are covered under a plan's formulary
  • Explaining which enrollment period applies to your situation
  • Comparing the plans Everlive Advisors LLC represents in your area
  • Helping you complete an enrollment if you decide to move forward

What to expect on the call

An agent will introduce themselves, confirm they are a licensed insurance agent, and ask about your situation: where you live, which doctors you see, what medications you take, and what matters most to you.

You should never be rushed. If you want time to think, ask for it. If you want to compare against options an agent does not offer, Medicare.gov and your local SHIP can help.

What agents do not do

  • Agents do not determine eligibility for Medicare or for government assistance programs.
  • Agents do not provide legal, tax, medical, or financial advice.
  • Agents cannot guarantee approval, pricing, savings, or any specific outcome.
  • Agents do not represent every plan available in your area.

Your rights as a consumer

  • You are never obligated to enroll in anything.
  • You can end a call at any time.
  • You can ask to be removed from contact lists.
  • You can request written plan documents before deciding.
  • You can contact Medicare.gov, 1-800-MEDICARE (TTY 1-877-486-2048), or your local SHIP for information on all of your options.

Compliance notes

  • By submitting a form or calling the number on this page, you may be connected with a licensed insurance agent.
  • We do not offer every plan available in your area. Any information we provide is limited to the plans Everlive Advisors LLC represents in your area.
  • Enrollment depends on eligibility and on an applicable enrollment period. Enrollment is not guaranteed, and there is no obligation to enroll.
  • Insurance Allies is a private, non-government entity. It is not connected with or endorsed by the United States government, the federal Medicare program, or the Centers for Medicare & Medicaid Services (CMS).

Frequently asked questions

Will I be pressured to enroll?
You should not be. There is no obligation to enroll, and you can end any conversation at any time.
How do I know the agent is licensed?
Agents identify themselves as licensed insurance agents and can provide licensing information on request. Everlive Advisors LLC's agency National Producer Number is 21693158.
Do agents represent every plan?
No. Agents can discuss the plans Everlive Advisors LLC represents in your area. For information on all available options, contact Medicare.gov, 1-800-MEDICARE, or your local SHIP.

Talk through your Medicare options

Answer a few questions and a licensed insurance agent can help you review the Medicare options available where you live. There is no obligation to enroll.

By calling or submitting a form, you may be connected with a licensed insurance agent.